Home Service Professionals

Home Insurance Agent

Services, costs and hiring best practices - proven tips for getting great Home Insurance

January 2014

When hiring and working with a Home Insurance Agent, every homeowner needs to know: What services does a Home Insurance Agent commonly provide? What is the best way to find good prospects? What should I look for when I interview the Home Insurance Agent? And most importantly, how do I make sure that the Home Insurance is done right?

Use the following information to understand your options, make good decisions and get quality work at a fair price.

Home Insurance Agent - FAQ

How do I avoid the scams and get good Home Insurance at a fair price?Compile a list of support services and service outcomes (see the following section) that you require. Interview at least 2 qualified Home Insurance Agents for the work. Sign a written contract that protects your options and interests.
What should I expect to pay for Home Insurance?Most Home Insurance work is quoted at a fixed price, for specific service(s) or deliverables. The underlying hourly rate for a Home Insurance Agent ranges from $27 to $41. Usually, a minimum fee will be charged, which represents 1.5 - 2 hours of effort. In some cases, the quoted job price may be negotiable, particularly if other work is performed by the Home Insurance Agent.
Do I need to use a licensed Home Insurance Agent for my job? If so - how do I verify license status?A professional Home Insurance Agent must be licensed to provide most Home Insurances. To check a Home Insurance Agent's license status, search the telephone directory or online for your state's professional license board or department. Contact the licensing authority to verify license standing and history for the business and individual.
Should I use an insured Home Insurance Agent for my project?Insurance is usually not required for or needed for Home Insurance.
Does my Home Insurance Agent need to be bonded?A bond will protect the homeowner if the terms of the contract are not met by the Home Insurance Agent. A bond is recommended for any work over $500. Make sure that your Home Insurance Agent's bond is valid and that the bond limit will cover the cost of completing or re-doing the work, before any work begins.

Home Insurance Agent - Services

A Home Insurance Agent can handle a number of jobs, activities and problems. The list below summarizes common Home Insurances. Follow the appropriate links below to learn more about cost, options and quality requirements:

Home Insurance Agent - Finding and Hiring

Not every Home Insurance Agent has the same ability. Experience, skills, and sense of acceptable quality vary considerable. To get the results that you expect, it is essential that you put appropriate effort behind finding a Home Insurance Agent matched to the specific requirements of your job - not simply someone that puts you at ease or wins your confidence. Before starting, make sure that you completely understand the work you want the Home Insurance Agent to perform and the job quality you expect. Then, begin the selection process outlined below:

Home Insurance Agent - Important Agreement / Contract Terms

A written agreement greatly improves your odds of success when working with a Home Insurance Agent. Never start work until you have a complete agreement signed by your Home Insurance Agent. For small jobs use a written work order. For larger projects, use a detailed contract. Never feel pressured to use the Home Insurance Agent's standard contract. Make sure the following points are included in the agreement:



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